Real Estate
|
Communication
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38
NEW!
How to Increase Your
Success and Have Fun
Doing It!
Do you dread networking events or find
yourself tongue-tied when meeting new
people? Would you like to feel more
spontaneous and less self-conscious? The
concepts of stage improv offer a framework
that can be applied to social interactions
of all kinds. Nobody wakes up with a script
dictating who you will speak with or what
will be said during the day; life is improvised
on a daily basis. If you learn the rules of
stage improv, you will also learn valuable
life tools that you can use on a daily basis
to make your life successful, joyous,
peaceful, and of course FUN!
Ben Winter
has been in the personal growth arena for
15 years and has been doing improv for 10
years. He has found a way to bring the two
together to make an enjoyable class for all.
Participation in class activities is voluntary;
the goal is not to perform, but rather to
increase your social ease and interpersonal
success.
$51 Non-Member
$39 Member
$10 optional materials fee payable in class
CFU LOWRY
: Near 1st & Quebec
4106A: One Sat., 9AM–12PM 11/19
4106B: One Wed., 6–9PM 12/14
4106C: One Thu., 6–9PM 1/19
Have Them at Hello
Making a Million Dollar First
Impression
You get only one chance to make a
first impression. Learn how to master
introductions, initiate and continue
conversations, and help people to like and
remember you. This fun-filled class is highly
interactive. We’ll talk about the different
communication styles, and how to recognize
and make them work for you. Discover
how to remember people’s names, words
to avoid in a discussion of most anything,
and how to conclude a conversation.
You’ll leave with a greater awareness of
how to make others feel important by
being more present for them, and you’ll
make a few new friends in the process.
Gary Michael
, PhD, is author of
From First
Impressions to Authentic Connections
. Gary
has spoken about leadership to service
organizations, corporate assemblies, church
congregations, and a national political
convention. Class is held in the comfortable
setting of his home art studio.
$51 Non-Member
$39 Member
$15 recommended materials fee payable in class
CENTRAL DENVER
: 10th & Milwaukee
4529EO: One Sat., 9AM–12PM 11/5
4529EP: One Sat., 9AM–12PM 1/28
Free Classes! Free Classes! Free Classes! Free Classes!
Get Your Home Loan Approved!
FAQs and Secrets of Mortgage Underwriting
The mortgage approval process is called “underwriting” and everyone who wants a
mortgage needs to know how a loan is approved. This class will arm you with the crucial
knowledge you need to talk to a bank or mortgage broker. When you leave this class, you
will know the answers to the following questions and much more: What credit score do I
need, and how do I get that score? How much is the down payment? Can someone give me
the money for the down payment? How much money do I need in the bank? Can I still get
a loan if I had a bankruptcy or foreclosure? How long must I have a job? Does my part-
time income count? If my spouse has bad credit, can I still get a loan? How much debt
can I have? What kind of documentation do I need to show the lender? Do I always need
an appraisal? Does the house have to be in perfect shape? Why does my real estate agent
want me to be “pre-approved” for a mortgage before showing me houses?
Chris Thomas
is
licensed by Colorado as a mortgage loan originator. He and his wife (a former underwriter)
are some of the top producing mortgage bankers in the state. Class is free but you must
register to attend.
FREE! Non-Member
FREE! Member
CFU LOWRY
: Near 1st & Quebec
3503CY: One Tue., 6:30–8:30PM 11/8
3503DA: One Wed., 6:30–8:30PM 1/18
How to Not Get Ripped Off When Buying a House
Getting a mortgage can be a daunting experience. There are plenty of laws to protect the
consumer, but there are also quite a few people in the mortgage industry who ignore the
laws and take advantage of homebuyers.
Chris Thomas
of America’s Mortgage offers this
free class to help you avoid getting ripped off. Some of the topics covered include how the
money flows in the mortgage industry, why interest rates go up and down, how lenders get
paid, understanding closing costs, and how to spot the common mortgage rip-offs and
avoid them. Class is free, but you must register to attend.
FREE! Non-Member
FREE! Member
CFU LOWRY
: Near 1st & Quebec
6809ED: One Thu., 6:30–8:30PM 10/20
6809EF: One Thu., 6:30–8:30PM 12/15
How to Buy a House with $1000 Down
You have a decent job, you pay your bills on time, and your
credit scores look good, but it seems so hard to come up
with money for a down payment. Luckily, in today’s real
estate market, there are programs that offer homebuyers
a chance to purchase a home for as little as $1,000. Join
this class hosted by real estate expert Donna Sackett and
lending expert Carol Core and learn the details of incredible financing options available to
buyers without a lot of cash.
Donna Sackett
is a realtor with Coldwell Banker, with nearly
20 years’ of experience.
Carol Core
has been a licensed loan officer for over nine years and
is currently with Security First Financial. Donna and Carol work as a cohesive team and
pride themselves in taking extra special care of first time homebuyers, helping them to
realize their dream of home ownership. Their two-hour class is jam-packed with all of the
information you’ll need to purchase a home. Class is FREE but you must register to attend.
FREE! Non-Member
FREE! Member
CFU LOWRY
: Near 1st & Quebec
6822AK: One Wed., 6:30–8:30PM 11/9
6822AL: One Tue., 6:30–8:30PM 1/17
