

March 18-March 31, 2015 —
COLORADO REAL ESTATE JOURNAL
— Page 39
American Subcontractors Association Colorado
‘The Voice of Colorado Subcontractors’
3575 South Sherman Street, Suite 3, Englewood, CO 80113
303.759.8260
• www.ASAColorado.comASAC COMMITTEES
& COUNCILS
ASAC delivers advocacy, education and
networking through the Dream Team
Committee that coordinates 4 committees
that plan and execute their initiatives and
objectives through Councils. To become a
part of and participate contact the ASAC
office at 303.759.8260.
Dream Team Committee
Debra Scifo, Chair
Carl Cox III, Vice Chair/Excel
Environmental, Inc.
Communication & Marketing Council
Shara Hubert, Chair/Plumb Marketing, Inc.
Business Trades Advocacy Committee
Chris Barnes, Chair/Travelers, Inc.
Community Partnership Council
Marlene Gresh, Chair/RMI, Inc.
Adam Alexander, Vice Chair/
MW GOLDEN CONSTRUCTORS
Industry Partnership Council
Danielle Nicol, Chair/Diamond
Excavating, Inc.
Bill Jessen, Vice Chair/Trout Mobile, Inc.
Legislative Advocacy Council
Scott Deering, Chair/Absolute Caulking
& Waterproofing, Inc.
Brian Martin, Vice Chair/Lasater &
Martin
Education Committee
Annual Construction Industry & Excellence In
Safety Awards Gala
Pete Scifo, Chair/OBS Consultants LLC
Ray Nibbe, Vice Chair/Wagner Rents,
Inc.
Attorney’s Council
Carrie Rodgers, Chair/Moye White LLC
Business Development Council
Mike Tafoya, Chair/Portocol Business
Strategies
Nathan Fonseca, Vice Chair/CRS
Insurance Brokerage, Inc.
Health & Safety Committee
Annual Health & Safety Summit
Nick Williams, Chair/Absolute Caulking
& Waterproofing, Inc.
Justin Crane, Vice Chair/Preferred Safety
Products, Inc.
Safety Council
Justin Crane, Chair/Preferred Safety
Products, Inc.
Michael Falls, Vice Chair/Adolfson &
Peterson
Health Council
Krista Price, Chair/Aflac
Event Council
Mark Hoover, Chair/Wagner Rents, Inc.
Member Development Committee
Annual Golf Classic
John Cofrin, Chair/Asbestos Abatement,
Inc.
TBD Vice Chair
Membership Council
Carl Cox III, Chair/Excel Environmental,
Inc.
Industry Council/Chair TBD
A
necdotal evidence
has long suggested
that companies
offering voluntary
accident and disability
insurance policies experience
lower workers’ compensation
claims. A new Aflac survey
of 945 benefits decision-
makers confirms that making
such coverage available to
employees is a smart move for
protecting your bottom line.
Employees are our greatest
resource and present a
company’s greatest risk.
Businesses need their
employees to be safe, healthy
and on the job, the evidence
supports voluntary accident
and disability insurance
policies.
As you consider how to
retain your employees, what
are your health and safety
best practices, I’d like to share
with you the results of the
Aflac Impact of Voluntary
Accident Insurance and
Voluntary Disability Insurance
on Workers’ Compensation
Claims and Worker
Absenteeism Study.
The study is based on a
nationwide survey conducted
in July 2014 by Research
Now and Aflac, revealed
that 40 percent of all
companies providing access to
voluntary accident insurance
experienced declines in their
workers’ compensation claims.
When responses were broken
down by company size, the
survey found that 50 percent
of large
companies,
38 percent
of medium
companies
and 36
percent of small companies
reported declines. In addition
to asking employers if they
could confirm claims declines,
the survey inquired about the
significance of those declines.
A significant consideration
in providing voluntary
accident and disability
insurance goes to employee
absenteeism.
Thirty-one percent of
survey participants indicated
they experienced a decline
in worker absenteeism once
their company began offering
voluntary accident insurance.
When responses were broken
down by company size, 43
percent of large companies, 24
percent of medium companies
and 27 percent of small
companies reported declines.
In considering voluntary
disability insurance and
the impact on workers’
compensation claims, the
results for voluntary disability
insurance were similar to
those for voluntary accident
insurance: 36 percent of all
companies reported decreases
in workers’ compensation
claims. When broken down by
company size, 46 percent of
large companies, 28 percent
of medium companies and 34
percent of small companies
reported declines.
As employers, we need
our employees on the job.
The belief that voluntary
disability insurance promotes
employee absenteeism is a
misconception. The evidence
shows that thirty percent of
survey participants indicated
they experienced a decline
in worker absenteeism once
their company began offering
voluntary disability insurance.
When responses were broken
down by company size, 43
percent of large companies, 22
percent of medium companies
and 26 percent of small
companies reported declines.
What do these findings
mean for employers? In short,
savings. By making voluntary
accident or voluntary
disability insurance available
to your workers, you could
significantly decrease the
frequency and expense of
workers’ compensation claims
and absenteeism. And even
better, both voluntary accident
and voluntary disability
insurance can be offered to
your employees at no cost
whatsoever to your business.
Sources:
1 Aflac’s “Impact of
Voluntary Accident Insurance
and Voluntary Disability
Insurance on Workers’
Compensation
For more information
contact: Krista Price: 303-
400-1424 krista_price@ us.aflac.com Lower Your Operational CostsCompanies offering voluntary accident and disability insurance
report reductions in workers’ compensation claims and absenteeism
ASAC vets professional and associate members for the value they bring to ASAC members. At ASAC we view our professional
members as partners and member benefit providers. When interviewing a professional organization considering membership
in ASAC, we consider product knowledge represented by the primary contact person, applicability to business needs, business
culture and customer service culture. While ASAC does not guarantee member products or performance, we believe it is
prudent to provide due diligence in communicating the expectations of ASAC.
Krista Price
Special Projects
Coordinator/ Aflac
ASAC Health & Safety
Committee
ASAC MEMBER PROFILE
MARCH
11
OSHA Update/12-2 p.m.
13
Confined Space Entry/7:30 a.m.-4:00 p.m.
17
CING Networking/7 a.m.
18
Contract Study – Performance Bonds/7-8 a.m.
18
2015 Project Preview/3 p.m.
25
FACE-Free Attorney Consultation Event/7-10 am
26
Contractor Breakfast Interchange/7:30-9:00 a.m.
26
2015 OSHA Initiative, ‘A True Story’ Hazcom & Silica/Respiratory/7:30-11:30 am
APRIL
15
Contract Study – Assignment of Subcontracts/Electronic Data/7-8 am
16
Scaffolding Inspection Certification/7:30-11:30 am
21
CING Networking/7 am
23
Contractor Breakfast Interchange/7:30-9:30 am
25
30th Annual Construction Industry & Excellence In Safety Awards Gala/5:30-9 p.m.
CALENDAR