Colorado Free University

42 Go to www.freeu.com to view complete course descriptions and instructor bios. Money Management Integrated Estate Planning Protect Your Assets & Preserve Your Legacy You’ve worked hard and want to preserve the integrity of your assets and be confident that you make the best plan for your heirs. It is never too early to consider planning for the inevitable. In this course designed for students of all ages, you will learn the basics of estate planning and asset distribution. Then go on to explore a variety of topics including the difference between wills and trusts, incapacity planning, long term care planning, asset protection, and ways to avoid probate. Blake Harris is an attorney who owns Mile High Estate Planning, a law firm that specializes in estate planning, asset protection and probate. In addition to being quoted in ABC, NBC, and several other news sources, Blake has given numerous continuing education courses to financial and legal professionals around Colorado and the United States. $36 Non-Member $24 Member ONLINE : Via Zoom 6676H: One Tue., 6:30–8PM 4/13 6676I: One Tue., 6:30–8PM 5/4 6676J: One Tue., 6:30–8PM 6/8 6676K: One Tue., 6:30–8PM 7/13 Wills, Trusts, Power of Attorneys, Living Wills Make Sense of It All End of life planning is a hard thing to face, and it’s made even more difficult by confusion and misunderstanding about legal issues. Do you need a will or a trust? What is the difference? What about a power of attorney; can’t you just download one from the Internet? Do you need a living will? Must you have a will in order to appoint a guardian for your children? Take the mystery out of the many issues surrounding the planning for end of life or illness. Gain a better understanding of what planning your estate means, what your options are and who can help you put an appropriate plan into place. Receive practical advice in plain English. Erica Johnson received a JD from the University of Denver and is a partner at the law firm of Ambler, Keenan, Mitchell & Johnson, LLC, where her practice emphasizes estate planning and probate. $36 Non-Member $24 Member CFU LOWRY : Near 1st & Quebec 6625CP: One Tue., 6:30–8PM 4/27 ONLINE : Via Zoom 6625CQ: One Tue., 6:30–8PM 6/22 Getting Ready for Social Security? Take This Class First! If you are approaching eligibility for social security benefits, you will find that there are decisions to be made that are much more complex than you may be aware. Not understanding the ins and outs of Social Security could have severe consequences for your future. This information-packed seminar will give you what you need to answer the important questions of when to apply for benefits, what to consider when choosing, whether to take benefits at age 62, and what the impact of delaying might be. Learn also how spousal and survivor benefits work. Taught by Lee Claymore , a certified financial planner with more than 25 years in the business. Branch office: Cirrus Financial Group, 6855 S. Havana St. #270, Centennial, CO 80112, (ph) 303-706-1033, Securities and Advisory Services offered through Cetera Advisors, LLC. Member SIPC/FINRA. Cetera is under separate ownership from any other entity. $41 Non-Member $29 Member $5 materials fee paid in class (in-person) CFU LOWRY : Near 1st & Quebec 6603EE: One Tue., 6:30–8:30PM 4/6 6603EH: One Tue., 6:30–8:30PM 7/6 ONLINE : Via Zoom 6603EF: One Tue., 6:30–8:30PM 5/4 6603EG: One Tue., 6:30–8:30PM 6/1 Prepare for Medicare! Just like social security, if you are approaching eligibility for Medicare benefits, you will find that there are decisions to be made that are much more complex than you may be aware. This class will help you understand the ins and outs of Medicare and prepare for your future healthcare needs. Learn the important questions to ask, such as when you must apply for benefits, what to consider when choosing your healthcare benefit options, and what the consequences of missing the enrollment deadlines are. We will also spend time talking about what Medicare does and does not cover. Taught by Lee Claymore , a certified financial planner with more than 25 years in the business. Branch office: Cirrus Financial Group, 6855 S. Havana St. #270, Centennial, CO 80112, (ph) 303-706-1033, Securities and Advisory Services offered through Cetera Advisors, LLC. Member SIPC/FINRA. Cetera is under separate ownership from any other entity. $41 Non-Member $29 Member $5 materials fee paid in class (in person) CFU LOWRY : Near 1st & Quebec 6605CH: One Thu., 6:30–8:30PM 4/8 6605CK: One Thu., 6:30–8:30PM 7/8 ONLINE : Via Zoom 6605CI: One Thu., 6:30–8:30PM 5/6 6605CJ: One Thu., 6:30–8:30PM 6/3 Life After Work How to Create a Sustainable Retirement Income Stream Gain a better understanding of the many different ways you might fund your retirement from your investments and how to integrate it with Social Security benefits and/or a pension plan. Class goes in to detail on the four main strategies of retirement planning: living off interest (of savings); planning for mandatory vs. discretionary spending; using the 4% rule; and the Bucket Method. Unlike some other retirement planning classes, the instructor integrates all four strategies with social security and pensions. Taught by Lee Claymore , a certified financial planner with more than 25 years in the business. Branch office: Cirrus Financial Group, 6855 S. Havana St. #270, Centennial, CO 80112, (ph) 303-706-1033, Securities and Advisory Services offered through Cetera Advisors, LLC. Member SIPC/FINRA. Cetera is under separate ownership from any other entity. $41 Non-Member $29 Member ONLINE : Via Zoom 6606AR: One Wed., 6:30–8:30PM 5/5 CFU LOWRY : Near 1st & Quebec 6606AS: One Wed., 6:30–8:30PM 7/7