Colorado Free University

41 Register now! Call 303-399-0093 or online: www.freeu.com Money Management Does the Stock Market Make You Nervous? When is It Time to Sell? The stock market has reached all-time highs. If it starts going down when do you sell to keep your valuable gains? The founder of the Dow Jones Industrial index devised a simple trend analysis strategy used by sophisticated investors since the great depression. Now mutual funds and ETFs are introducing this to the investing public. Learn how to monitor your investments so you can make better decisions about when to sell to avoid major significant loss. Get strategies that trend investors use to identify when it is safe to buy back into the market. Learn these strategies and how to use free websites to keep your retirement intact. This course is purely educational; check with your financial adviser about your specific investments. Joe P. Medrano , Certified Financial Planner™ and Certified Financial Educator (CFEd®) from the Heartland Institute of Financial Education, got his investment, capital markets experience, and training from 20 years working at the U.S. Treasury as a national bank examiner (comptroller of the currency) and the Federal Home Loan Bank. $46 Non-Member $34 Member ONLINE : Via Blue Jeans 3561O: One Sat., 9:30–11:30AM 4/10 3561P: One Tue., 6–8PM 5/4 3561Q: One Sat., 9:30–11:30AM 6/12 3561R: One Tue., 6–8PM 7/13 Package Deal $92 Non-Member $80 Member $5 materials fee paid at registration for eBook ONLINE : Via Google Meet 4420B: Three Wed., 6:30–8PM Begins 4/7 4420C: Three Tue., 6:30–8PM Begins 5/25 4420D: Three Wed., 6:30–8PM Begins 6/30 Financial Freedom Part 1 Debt Reduction & Savings This session explores your relationship with money and the necessary tools to reduce your debt and increase savings. Look at the kinds of expenses you have, your spending habits, and the steps you can take to be in better balance financially. Class exercises and e-book will enable you to continue to learn beyond the class. John Akolt $44 Non-Member $32 Member $5 materials fee paid at registration ONLINE : Via Google Meet 4421B: One Wed., 6:30–8PM 4/7 4421C: One Tue., 6:30–8PM 5/25 4421D: One Wed., 6:30–8PM 6/30 Financial Freedom Part 2 Improve Your Credit In this session of Financial Freedom, learn about credit and why your credit score is so important for many aspects of your life and finances. Learn how to interpret credit reports and get practical ways you can improve your credit score and ensure that you maintain good credit in the future. Class exercises and e-book will enable you to continue to learn beyond the class. John Akolt $44 Non-Member $32 Member $5 materials fee paid at registration ONLINE : Via Google Meet 4422B: One Wed., 6–8:30PM 4/14 4422C: One Tue., 6–8:30PM 6/1 4422D: One Wed., 6–8:30PM 7/7 Financial Freedom Part 3 Investing Essentials This session of Financial Freedom does not give specific investment advice, but it gives you the framework you need to plan for the future you want. Learn how to determine what you will need for your specific life goals and what it will take for you to get there. Explore the stages of wealth: accumulation, rearrangement, and drawdown and get the tools to determine what kinds of investment options you should consider. Class exercises and e-book will enable you to continue to learn beyond the class. John Akolt $44 Non-Member $32 Member $5 materials fee paid at registration ONLINE : Via Google Meet 4423B: One Wed., 6:30–8PM 4/21 4423C: One Tue., 6:30–8PM 6/8 4423D: One Wed., 6:30–8PM 7/14 NEW! Financial Freedom Support the Life You Want Happiness should be your goal in life. Traditional financial planning focuses just on money: earning more, saving more, and avoiding running out. This course guides you to start with what makes you happy and then helps you create a plan to align your finances with your goals. Regardless of your income level or previous knowledge, you’ll get tools to improve your financial condition today. John Akolt , Esq., LLM in Taxation, is a former stock trader and tax counsel for Allstate Insurance. He offered advice regarding the tax consequences and tax minimization strategies to the company’s investment department regarding investments in foreign and domestic corporations, partnerships, real estate ventures, and private equity. He currently focuses his efforts on tax efficient alternative investments. These classes are intended for educational purposes only. It is not intended to provide, and should not be relied on for, investment, tax, legal or accounting advice. You should consult your own advisors before engaging in any transaction. CFU is always seeking new classes. If you have knowledge and a passion to share, con- sider offering a course. Learn about proposing a class: www.freeu.com/teach-a-class/