Colorado Free University

Go to www.freeu.com to view complete course descriptions and instructor bios. 46 Real Estate Reverse Mortgage Bring Your Own Lunch and Learn Are you at least 62 years old and do you own your home? Would you like to remain in your home for as long as possible with no monthly mortgage payments or down- size and have extra cash to spend as you please? If you answered yes, you might be a good candidate for a government-insured HECM reverse mortgage loan. Carol Core , a senior loan originator, invites you to lunch while you learn. During this informational class, Carol dispels the myths and shares important details about today’s reverse mortgage loans. Learn how you can convert the equity in your home into TAX-FREE CASH. With a reverse mortgage you have no more monthly payments, and you can access funds to pay off bills, buy long-term care insurance, travel, or just improve your quality of life. See for yourself why millions of U.S. homeowners have used a reverse mortgage. Carol will provide drinks and dessert. Class is free, but you must register to attend. FREE! Non-Member FREE! Member ONLINE : Via Zoom 3507AD9: One Wed., 11:30AM–1:30PM 9/23 3507AE: One Tue., 11:30AM–1:30PM 10/27 3507AF: One Thu., 11:30AM–1:30PM 12/3 How to Buy a House with $1000 Down You have a decent job, you pay your bills on time, and your credit scores look good, but it seems so hard to come up with money for a down payment. Luckily, in today’s real estate market, there are programs that offer homebuyers a chance to purchase a home for as little as $1,000. Join this class hosted by real estate expert Donna Sackett and lending expert Carol Core and learn the details of incredible financing options available to buyers without a lot of cash. Donna Sackett is a realtor with Coldwell Banker, with nearly 20 years of experience. Carol Core has been a licensed loan officer for over nine years and is currently with Security First Financial. Donna and Carol work as a cohesive team and pride themselves in taking extra special care of first-time homebuyers, helping them to realize their dream of home ownership. Their two-hour class is jam-packed with all the information you’ll need to purchase a home. Class is FREE but you must register to attend. FREE! Non-Member FREE! Member ONLINE : Via Zoom 6822CB: One Tue., 6:30–8:30PM 9/22 6822CC: One Wed., 6:30–8:30PM 10/28 6822CD: One Wed., 6:30–8:30PM 12/2 Free Classes! Free Classes! Free Classes! Free Classes! The Road Map to Buying Your First Home Buying your first home can seem overwhelming. So much money and all those legal documents! This class offers a broad overview of the buying process. Get an eagle-eye of the Denver real estate market and an understanding of the buying process. Find out what an agent does and what to shop for when you engage an agent. Learn how to find a good lender, how different loans are better for different purchases, and how to get prequalified. Know what each document in the buying process means and what you’ll need along the way. Discover how to think like an investor, because even if this is your primary residence, you should plan to make money on your investment. Find out what the next steps are if you’re ready to start your home search. Erin Spradlin and James Carlson are both real estate agents and have been teaching at CFU and 2016 respectively. They give 2.8% of every transaction to a charity. Be on the look-out for their next free Detailed Guide to Selling Your Home courses at CFU. Class is free, but you must register to attend. FREE! Non-Member FREE! Member ONLINE : Via Google Hangout 6810AN: One Mon., 6:30–8:30PM 9/14 6810AO: One Mon., 6:30–8:30PM 11/9 6810AP: One Tue., 6:30–8:30PM 1/5 A Detailed Guide to Selling Your Home With the strong market, this might be the ideal time for you to sell your home. Learn how to sell your property for top-dollar and avoid the common pitfalls. First, consider whether you should sell at all or think about renting your property. If you’re searching for a new home while trying to sell, your offers will be contingent upon the sale of your property. Learn what your options might be, so that you stay competitive. Get the scoop on the process of selling, including the duties of agents, sellers, and buyers; how to get the maximum exposure for your house; and what expenses you should expect. Explore how to prepare your home for showings, set the right price, and avoid common mistakes. Learn about inspection reports and contracts, and how to evaluate an offer. James Carlson is a real estate agent who helps buyers, sellers, and investors. Class is free, but you must register to attend. This class will be offered via Google Hang Out, details and link to connect will be sent out via email prior to class. FREE! Non-Member FREE! Member ONLINE : Via Google Hangout 6821BR: One Tue., 6:30–8:30PM 9/15 6821BS: One Tue., 6:30–8:30PM 11/10 6821BT: One Wed., 6:30–8:30PM 1/6 NEW! House Hacking 101 How to Live Mortgage Free (or Close to It) House-hacking is the cool new term for an old trick: Renting out a portion of your home to generate income. We’ll cover the different house hacking models -- from rent-by-the room, to a basement apartment, to a true multi-unit purchase and more. Hear real-life examples of people who have successfully cut down their monthly mortgage with house hacking. If you already own a home or are considering purchasing a house or an investment, this is a great class for reducing your mortgage costs, creating financial independence, and living a FIRE lifestyle. This class is appropriate for all experience levels. James Carlson is a real estate agent in Denver and Colorado Springs working with buyers, sellers and investors. FREE! Non-Member FREE! Member ONLINE : Via Google Hangout 3122Y9: One Mon., 6:30–8:30PM 10/12 3122AA: One Mon., 6:30–8:30PM 11/2 3122AB: One Tue., 6:30–8:30PM 1/12